Fetch Pet Insurance vs Petsecure: Which Is Better in 2026?
Quick Answer: Fetch has the higher Trustpilot rating, 4.6/5 vs Petsecure's 1.9/5 (31 reviews). Petsecure has 35+ years of experience and four coverage tiers including an unlimited option; Fetch publishes average prices and includes sick-visit exam fees. Compare quotes before choosing.
Side-by-Side Comparison
| Feature | Fetch Pet Insurance | Petsecure |
|---|---|---|
| Trustpilot Rating | 4.6/5 | 1.9/5 |
| Number of Reviews | 7,541 | 31 |
| Monthly Premium | $21-$35 | Quote-based |
| Coverage % | 70-90% | Up to 80% |
| Deductible | $250-$2,500 | Varies by plan |
| Annual Limit | $5K-$15K | $1K-Unlimited |
| Waiting Period | No accident / 15 days illness | 6 months dental/cruciate |
| Full Review | View Fetch Pet Insurance Review | View Petsecure Review |
Key Differences
- Huge rating gap: Fetch 4.6/5 (7,541 reviews) vs Petsecure 1.9/5 (31 reviews)
- Fetch includes exam fees; Petsecure includes exam fees + taxes
- Petsecure offers 4 plan tiers; Fetch offers customizable single plan
- Petsecure has 6-month waiting for dental/cruciate; Fetch standard waiting
- Fetch has proven track record with 7,541 reviews; Petsecure has small sample
- Petsecure unclaimed Trustpilot profile; Fetch actively managed
Who Should Choose Which?
✅ Choose Fetch Pet Insurance If You:
- Owners wanting proven high satisfaction
- Those who want published average prices ($21-$35/month, per Fetch)
- People who prefer customizable coverage
- Owners wanting no accident waiting period
- Those needing comprehensive reviews before deciding
- Owners of senior pets (no age limit)
✅ Choose Petsecure If You:
- Owners wanting multiple plan tier options
- Those seeking unlimited coverage (Secure 4 plan)
- Multi-pet households (10% for 3+, 15% for 6+)
- People who value 35+ years of experience
- Those wanting wellness included (Secure 4 only)
Bottom Line
Fetch Pet Insurance
Strongly recommended. 4.6/5 from 7,541 reviews provides high confidence in service quality and customer satisfaction.
Read Full Fetch Pet Insurance ReviewPetsecure
Exercise caution. Small review sample (31) and 1.9/5 rating raise concerns, despite 35 years in business.
Read Full Petsecure ReviewCompare All Providers
See how these companies compare to all 6 Canadian pet insurance providers
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